Robert H. Black BS, MS, MBA, PE © 2010,2011,2012, 2013, 2014, 2015
Permission to copy is granted if the source is referenced

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Life 401 is graduate course in life. It is based on my experiences and observations. It can be downloaded from the download page.

Clicking on blue text will open the file in Adobe, Word or Power Point.  the  Power Point and Word files can be opened in Open Office that is available free at

Life 401 Investing Power Point
1.9 MB

Chapter 19 of LIfe401 Financial security:

239.3 KB

Stock picking work sheet as Word:

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Why the average investor does not do well

22.5 KB

Hand out for Investing


Portfolio for 3 day course

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Power Point for 3 day course

2.1 MB

Power Point Saul Alinsky Rules for Radicals

Speech on Freedom to be given several times including Republican Liberty Caucus in September.
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My letter to the editor was published in  Chemical and Engineering News. The text is below;

letter publiahed in C&EN
May 20, 2013

Video of a sail across lake Erie to Canada with Mike and Larry in 1986.
Last updated March 21, 2015

This site contains useful ideas for life.  It is a combination of my personal beliefs and ideas borrowed from a few great people.  These great people include Albert Einstein, Eric Hoffer, Walter Williams, Ronald Reagan, Abraham Lincoln, Thomas Sowell
, Martin Luther King, Winston Churchill, Margaret Thatcher, Calvin Coolidge, John Adams and Thomas JeffersonI have illustrated the ideas that I have found useful with examples from my life. Your Great and Great Great Grandfathers and Grandmothers also provided wisdom and incite.

I know that the current social/political climate makes a lot of what I have to say controversial.  That does not make what I have to say right or wrong.  The liberals ( known by other names such as: Progressives, Socialists, Communists and now they say Open Society as a code word because many know their failures) in academia and media what to prevent many of these things from being said.  Students will not hear much of this in school.  These important ideas should not be silenced.  Some of these ideas have inspired the successful free market capitalistic system that has made the United States the greatest country on earth.  If this book makes you think, it is worthwhile.

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Be sure to download  Life 401
1.5 MB
here or on the Download page. Investing text is in life401 chapter on Financial security

Video on how to say th, r and l sounds for my friends in China

It is available in China at:

Speech that I gave to the District meeting of Women's Clubs of North East Florida
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Why am I a Christian?

21.4 KB

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